Star Mortgages

Responsible Equity Release is a well established Equity Release firm of Independent advisers, looking at the Whole of Market to find the most suitable deal for each client's particular needs. In partnership with Star Mortgages (who manage the whole process for you - at no cost to you).

Repay an interest-only mortgage; home improvements; tax-free lump sum for a private private medical care, to avoid a lengthy waiting list; Help a family member buy their first home; Help finance a move to another home - and a host of other uses.

Why choose Responsible?

We'll discuss with you the features and savings of the different plans that we have extensively sourced and negotiated on your behalf from the 'Whole of the Marketplace' - using well known companies such as Legal & General, Aviva, Liverpool Victoria, to name a few.

It can be in the comfort of your home - or (more and more people prefer this) on the phone/skype, explaining to a relaxed, mature, qualified adviser what you would like to achieve. Unlike our competitors, we'll provide personalised quotes at outset, so your priorities, goals and ambitions can be matched with sound, detailed advice on how you can achieve them.

For your peace of mind in what is an important decision, we go further than our competitors. All advice we provide benefits from a second opinion from another one of our expert advisers. They will be sent the facts to look through, discuss the proposed solution and sign off the advice. That way, you get twice the experience at the same cost and without any time or cost requirements to see more than one person.

Our knowledgeable, qualified specialists offer expert advice you can trust, answering your most probing questions about future downsizing or care plans, the impact on inheritance, taxation and state benefits.

You’ll then be free to make the right decision based on high quality equity release advice and lots of clear information. If you decide to proceed, we'll help you with the paperwork.