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Concept Mortgages Ltd

43 Telegraph Rd, Heswall, Wirral, CH60 0AD Directions

Telephone 0151 3423084
   Now closed Open today 09:00 - 17:00

Business overview

Wirral, Cheshire & Merseyside Independent Mortgage Advisers

Concept Mortgages is based in Heswall, Wirral, Merseyside and has been established since 2006. Concept Mortgages is owned and run by Christian Coventry and provides Independent Mortgage Advice to clients throughout the United Kingdom.

Christian has worked within the property and finance sector since 1996 and has a wealth of experience to call on when assisting clients with their mortgage and associated insurance requirements.

Concept Mortgages expanded in 2012 when Christian was joined by Mark Williamson. Mark had previously spent 6 years working for the Sequence group, as an Independent Mortgage Adviser based on the Wirral. He also worked for four years as a personal banking and Mortgage Adviser for Santander.

Mark was shortly followed by Nicola Coventry who was bought in to assist with the administration of the of the business. It soon became apparent that Nicola had a talent for the role and after much hard work and study qualified as a Mortgage Adviser 2015.

Michelle Hawthorne is our Practice Manager. Michelle has had many years working within the Finance sector as both a Mortgage Underwriter and Mortgage Administration Manager

Michelle's natural organisation skills and her eye for detail ensures the smooth running of our considerable administration burden and she is an integral part of what makes Concept Mortgages tick.

Helen Sullivan our Mortgage Process Manager has been an invaluable addition to the team. Having worked within the Financial Services sector for over a decade, her people skills and tenacity shine through on a daily basis. Helen is always willing to go the extra mile and has received great deal of praise for her hard work on the many reviews that have been posted by appreciative clients.



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Products and services

95% Help to Buy Mortgages

First Time Buyer Mortgages

Home Mover Mortgages


buy to let mortgages

commercial & business finance

commercial mortgages

finance brokers

income protection insurance

life insurance

mortgage advice

fsa regulated


Excellent service
Christian and his team helped us last year. Excellent service start to finish. Thank you to the team. Would highlight recommend Concept Mortgages.
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Great service
Mark and the team were very professional. They dealt with our case efficiently,and all in all they worked very hard to get us the mortgage we wanted. It would have been difficult if not impossible for us to find as good a product by ourselves. So thanks, Mark and everyone at Concept; our daughter is now in the flat we bought and extremely happy. We would definitely use this firm again.
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Professional, friendly and attentive service
Excellent service from Christian and his team. 100 percent professional and very easy to work with. In fact, they took the stress out of the whole process and were very proactive in supporting my business. Really appreciated their ongoing support and look forward to working with them on future projects.
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Outstanding service and care
There is not much more to say than I have used Christian and his team for the last 12 years. The team all go above and beyond the call of duty and care passionately about what they do. I have saved time and money which in this day and age is great. I cannot recommend concept mortgages highly enough. Keep up the good work guys you are all awesome.
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Would certainly recommend
Can’t recommend Concept highly enough having used for BTL’s and a remortgage over the last few years. Mark is always extremely helpful and provides the best options to suit my needs explaining the details clearly. From initial consultation to mortgage offer the process is quick and their expertise and efficiency greatly reduces the stress of any property purchase.
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